Seif and Chamberlin are way deeper in debt because they skipped class, and Yoshiman's entire life is changing because of it. College students who skip class invariably regret it, and this is coming from the laziest mofo ever. Just depends on how much you end up regretting it.
"Rejoice, O young man, in your youth,
And let your heart cheer you in the days of your youth;
Walk in the ways of your heart,
And in the sight of your eyes;
But know that for all these
God will bring you into judgment.
Therefore remove sorrow from your heart,
And put away evil from your flesh,
For childhood and youth are vanity."
I skipped classes in high-school with seemingly no consequences, but my mentality carried over in to college. It wasn't just the class skipping but the whole "I don't have to try to succeed" attitude that hurt me the most. I got my act together for the most part and still graduated... but it took forever and I have more debt than I anticipated.
Even though I do have debt, life goes on. I have been given a lot of grace in this area and God has still provided well for me. Still, I have to live with the consequences of my actions as well as my debt.