Not 100% sure who my main is yet, but I use
and
the most. Cloud is far, far from underrated. He has a lot of results already, and I see so many people use him at my locals it isn't even funny.
though, I don't know what to think of him. I would agree with the masses and say that he is mediocre or lower than average; I'm not afraid to say that my characters are bad. At the same time though, no one is using him. No one. How can we say that Roy is bad if no one has put any time in him? Majority of the characters in SSB4 have gotten results at some point in time, but I have yet to see any results with Roy. Due to his lack of results, I'd like to call him underrated, but it's possible that no one is using him because maybe he IS that bad. He has a similar structure to Marth and Lucina, characters who are also considered to be not very good. Heck, occasionally, I would see Roy ranked lower than Marcina due to his shorter range and other factors I can't recall at the moment.
In short, I would say that
is the exact opposite of underrated, while I have no idea whether
is underrated or not. Until he gets results, I'll conserve my judgement for Roy. As of now, I can't think of him as good or bad. He has a lot of good things going for him as well as a lot of bad things. It's possible that there is more stuff people can do with him, but until someone noteworthy picks him up, it's all theory at this point.