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BarDulL

BarDulL

Town Vampire
Joined
Mar 17, 2008
Messages
5,211
Location
Austin, Texas
#HBC | Acrostic said:
@ BarDulL BarDulL

In your opinion, what are the best investment options for long term growth?

Assume that savings put in will not be withdrawn and roughly $500-$1000 goes into the savings account on annual basis for the next six years.
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the tl;dr of it is that it depends on the amount of risk you're willing to work with and how long you're willing to wait.

low risk low reward short term, CDs. medium risk medium reward, bonds (depending on amount of years and the type of bond). high risk varying reward emotional roller coaster looking to have fun, stock market.

basically, bonds can be scary business in the event the bond becomes insolvent, unless you buy a bond from a company that you know isn't going to go down under any time soon.

CDs have much less risk involved since they generally go for at most 5 years and are attained through banks (and the likelihood of banks failing in that amount of time is incredibly low.) has a lower payout than bonds but literally the 'safest' option in terms of risk.

bonds can become insolvent but have a higher APR of course in comparison to CDs. purchase them from entities you know will pay back, i.e. government bonds. of course the APR yield on government bonds isn't as high as bonds from corporations, but only because corporations have a chance of stumbling which isn't an impossible outcome.

once i'm done with college and have my CPA certification i will probably be investing safely in very long term bonds (30 year, since longer notes means higher APR) while also building up a 401k so i can be hella tax efficient. i will probably dabble in mutual fund indexes as well. my only real qualm with the whole thing though is that i'm going to be an old timer with money to burn, which will inevitably lead to me driving around beautiful young women in fancy cars. jk, it'll probably go towards my kids. if i have any. otherwise, i'm goin' with the former.

stocks...well, if you have play money and you're willing to live the hardball yolo life, then go for it. i will probably end up messing around with the stock market when i actually have play money, but investing in bonds will take precedence since i am not well versed in playing the stock market.
 
#HBC | Ryker

#HBC | Ryker

Netplay Monstrosity
BRoomer
Joined
Sep 16, 2008
Messages
6,520
Location
Mobile, AL
So, I want to build a desktop, but I am not a computer geek. I do not want to build a giant killer, just something that can handle what I want to play (League of Legends probably being the biggest game I'm gonna be running) at 60 FPS. However, I would like to do it as cheap as possible. I have two desktops with a couple of years on them that I can cannibalize and I am wondering what I can salvage and what I'll need to buy. Again, I would like not to build a giant killer. I've got a birthday coming up this month and I'm likely going to put some of this on my wishlist, so I would really like help as soon as I can get it.

Tagging @ Overswarm Overswarm because he knows everything and I could use an essay on the subject.
 
#HBC | Acrostic

#HBC | Acrostic

♖♘♗♔♕♗♘♖
Joined
Jan 31, 2010
Messages
2,452
I just used zillow to get an aerial shot to confirm which address was the one I needed out of a past history of GPS searches. Then I put in my own home address. Holy crap.
 
Handorin

Handorin

Smash Hero
Joined
Dec 2, 2005
Messages
6,013
#HBC | Ryker said:
So, I want to build a desktop, but I am not a computer geek. I do not want to build a giant killer, just something that can handle what I want to play (League of Legends probably being the biggest game I'm gonna be running) at 60 FPS. However, I would like to do it as cheap as possible. I have two desktops with a couple of years on them that I can cannibalize and I am wondering what I can salvage and what I'll need to buy. Again, I would like not to build a giant killer. I've got a birthday coming up this month and I'm likely going to put some of this on my wishlist, so I would really like help as soon as I can get it.

Tagging @ Overswarm Overswarm because he knows everything and I could use an essay on the subject.
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Check this link out: http://www.systemrequirementslab.com/cyri
It gives you the requirements and/or checks your computer to see how well it will run games.
Check to see what parts on your computers are good enough to keep. If you're set on keeping them, you'll have to make sure it's compatible with the mother board, etc. you get.

And in case you haven't done much computer shopping: www.newegg.com

Hit me up if you want more details or help. I've built/upgraded my computer so I have some experience. Not claiming I'm an expert though.
 
adumbrodeus

adumbrodeus

Smash Legend
Joined
Aug 21, 2007
Messages
11,321
Location
Tri-state area
#HBC | Ryker said:
So, I want to build a desktop, but I am not a computer geek. I do not want to build a giant killer, just something that can handle what I want to play (League of Legends probably being the biggest game I'm gonna be running) at 60 FPS. However, I would like to do it as cheap as possible. I have two desktops with a couple of years on them that I can cannibalize and I am wondering what I can salvage and what I'll need to buy. Again, I would like not to build a giant killer. I've got a birthday coming up this month and I'm likely going to put some of this on my wishlist, so I would really like help as soon as I can get it.

Tagging @ Overswarm Overswarm because he knows everything and I could use an essay on the subject.
Click to expand...
I am a computer geek, lemme ask you this (granted more a software then hardware person, but know enough to essay on the topic), to start with, what's your budget for it looking like? You ok with a static build that can do that or do you prefer one that can be upgraded in the future without making the parts obsolete?

Also do you already have a desktop? A lot of PC parts are modular enough to be reused, if you do gimme the information and I can tell you the parts that you can re-purpose.

For reference I built a PC that can do what you want for 288$, though I had christmas sales.

Handorin said:
Check this link out: http://www.systemrequirementslab.com/cyri
It gives you the requirements and/or checks your computer to see how well it will run games.
Check to see what parts on your computers are good enough to keep. If you're set on keeping them, you'll have to make sure it's compatible with the mother board, etc. you get.

And in case you haven't done much computer shopping: www.newegg.com

Hit me up if you want more details or help. I've built/upgraded my computer so I have some experience. Not claiming I'm an expert though.
Click to expand...
Newegg is a great source and probably the best part source overall but I suggest going here instead http://pcpartpicker.com/, it allows you to plan out your build and compares prices from various venders. http://www.reddit.com/r/buildapcsales is also awesome if you know basically what you want.
 
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#HBC | Kary

#HBC | Kary

Fiend of Fire
Joined
Apr 10, 2012
Messages
4,965
Location
그루그 화산
If we're talking computer stuff, can anyone recommend me a wired mouse for about $20-30?

Ideally I want something like a razer deathadder, but I can't justify wasting stupid money on a mouse.
 
#HBC | ZoZo

#HBC | ZoZo

Shocodoro Blagshidect
Joined
Jan 12, 2009
Messages
9,800
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Land of Nether
#HBC | Kary said:
If we're talking computer stuff, can anyone recommend me a wired mouse for about $20-30?

Ideally I want something like a razer deathadder, but I can't justify wasting stupid money on a mouse.
Click to expand...
I got a Roccat mouse for like 30 bucks over at my local tech store, been really enjoying the brand.
http://www.roccat.org/Products/Gaming-Mice/ROCCAT-Lua/
it weighs literally NOTHING and it's super precise. Have had 0 complaints about it thus far.

edit: it also pleasantly surprised me by compensating for my sweaty hands. Legit as **** for only 30 euros
 
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#HBC | Ryker

#HBC | Ryker

Netplay Monstrosity
BRoomer
Joined
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Messages
6,520
Location
Mobile, AL
Okay, so Adum is an absolute wizard.

https://pcpartpicker.com/user/GSRyker/saved/#savedbuild_1900089

This is what I'm looking at. Any criticism from computer nerds would be welcome. Note that I know for a fact that the parts will fit my case and that's why they're funny looking. Also note that I am not a fan of buying from Super Biiz, but it was sold out on newegg and I don't know any other retailers, so any advice on who to buy from (that has it in stock) would be appreciated.

Also, my birthday is in less than a week, so if any of you wanted to get me something, who would I be to turn down such generosity. *wink* *nudge* *wink* :woman:
 
adumbrodeus

adumbrodeus

Smash Legend
Joined
Aug 21, 2007
Messages
11,321
Location
Tri-state area
#HBC | Kary said:
If we're talking computer stuff, can anyone recommend me a wired mouse for about $20-30?

Ideally I want something like a razer deathadder, but I can't justify wasting stupid money on a mouse.
Click to expand...
What you using it for?

http://dealgiraffe.com/deals/deal0018.html Especially if you have amazon prime is a damn good pickup.

http://flash.newegg.com/Product/9SIA2691JA6282?icid=WP_0_01122015 or this one if you're going for MMOs.

The latter of the two I really want, but I can't justify dropping 30 bucks for a mouse atm because just dropped 280 on building a pc and and 350 on a laptop within the past month, also school bills coming up.


#HBC | Ryker said:
Okay, so Adum is an absolute wizard.

https://pcpartpicker.com/user/GSRyker/saved/#savedbuild_1900089

This is what I'm looking at. Any criticism from computer nerds would be welcome. Note that I know for a fact that the parts will fit my case and that's why they're funny looking. Also note that I am not a fan of buying from Super Biiz, but it was sold out on newegg and I don't know any other retailers, so any advice on who to buy from (that has it in stock) would be appreciated.

Also, my birthday is in less than a week, so if any of you wanted to get me something, who would I be to turn down such generosity. *wink* *nudge* *wink* :woman:
Click to expand...
Also he has an older am3 slot cpu which will serve until he gets an upgrade.
 
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Handorin

Handorin

Smash Hero
Joined
Dec 2, 2005
Messages
6,013
How much RAM do you have already? Having enough RAM is a big key to getting to good FPS, especially if you plan on running/streaming concurrently.
 
adumbrodeus

adumbrodeus

Smash Legend
Joined
Aug 21, 2007
Messages
11,321
Location
Tri-state area
Handorin said:
How much RAM do you have already? Having enough RAM is a big key to getting to good FPS, especially if you plan on running/streaming concurrently.
Click to expand...
he doesn't know, all we know is that is he has at least 4 gigs of DDR3-1066 240 pin memory but it's possible the ram got upgraded. I'm not suggesting a ram upgrade til he knows exactly what he's got in the way of RAM but it's compatible with that motherboard and 4 gigs is enough for now. More can definitely be added later.
 
#HBC | Ryker

#HBC | Ryker

Netplay Monstrosity
BRoomer
Joined
Sep 16, 2008
Messages
6,520
Location
Mobile, AL
adumbrodeus said:
he doesn't know, all we know is that is he has at least 4 gigs of DDR3-1066 240 pin memory but it's possible the ram got upgraded. I'm not suggesting a ram upgrade til he knows exactly what he's got in the way of RAM but it's compatible with that motherboard and 4 gigs is enough for now. More can definitely be added later.
Click to expand...
Exactly this.
 
Handorin

Handorin

Smash Hero
Joined
Dec 2, 2005
Messages
6,013
Splatoon hype though.

Side note: Isn't there a Dgames Skype? Someone should add me: uahandy at yahoo dot
 
#HBC | Kary

#HBC | Kary

Fiend of Fire
Joined
Apr 10, 2012
Messages
4,965
Location
그루그 화산
#HBC | ZoZo said:
I got a Roccat mouse for like 30 bucks over at my local tech store, been really enjoying the brand.
http://www.roccat.org/Products/Gaming-Mice/ROCCAT-Lua/
it weighs literally NOTHING and it's super precise. Have had 0 complaints about it thus far.

edit: it also pleasantly surprised me by compensating for my sweaty hands. Legit as **** for only 30 euros
Click to expand...
adumbrodeus said:
What you using it for?

http://dealgiraffe.com/deals/deal0018.html Especially if you have amazon prime is a damn good pickup.

http://flash.newegg.com/Product/9SIA2691JA6282?icid=WP_0_01122015 or this one if you're going for MMOs.

The latter of the two I really want, but I can't justify dropping 30 bucks for a mouse atm because just dropped 280 on building a pc and and 350 on a laptop within the past month, also school bills coming up.
Click to expand...
thanks for the suggestions, looks good. I'm not MMORPGing so i'll dodge that 22 button behemoth, but thanks.
 
BSL

BSL

B-B-B-BLAMM!!!
Joined
Feb 28, 2010
Messages
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Baton Rouge
NNID
bsl883
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3308-4560-2744
#HBC | Mac said:
happy skype birfday BSL
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it's also my actual birthday, so thanks!
Handorin said:
Splatoon hype though.

Side note: Isn't there a Dgames Skype? Someone should add me: uahandy at yahoo dot
Click to expand...
[4/23/2014 1:52:28 AM] Radford: this is BSL
[4/23/2014 1:52:31 AM] Radford: Hi [Handorin], I'd like to add you as a contact.

never accepted wow
 
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Overswarm

Overswarm

is laughing at you
Joined
May 4, 2005
Messages
21,181
#HBC | Ryker said:
So, I want to build a desktop, but I am not a computer geek. I do not want to build a giant killer, just something that can handle what I want to play (League of Legends probably being the biggest game I'm gonna be running) at 60 FPS. However, I would like to do it as cheap as possible. I have two desktops with a couple of years on them that I can cannibalize and I am wondering what I can salvage and what I'll need to buy. Again, I would like not to build a giant killer. I've got a birthday coming up this month and I'm likely going to put some of this on my wishlist, so I would really like help as soon as I can get it.

Tagging @ Overswarm Overswarm because he knows everything and I could use an essay on the subject.
Click to expand...
I'm out of date on most of it. I bought a Dell XPS series PC several years ago and it has served me as well as the one I built prior.

The only mandatory thing is at least 8 gigs of RAM and a good video card.
 
adumbrodeus

adumbrodeus

Smash Legend
Joined
Aug 21, 2007
Messages
11,321
Location
Tri-state area
Happy b-day BSL!

Overswarm said:
I'm out of date on most of it. I bought a Dell XPS series PC several years ago and it has served me as well as the one I built prior.

The only mandatory thing is at least 8 gigs of RAM and a good video card.
Click to expand...
No worries, I fixed him with a good build for dirt cheap, you're not the only guru around here haha
 
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BarDulL

BarDulL

Town Vampire
Joined
Mar 17, 2008
Messages
5,211
Location
Austin, Texas
i got 3 limited New 3DS XL majora's mask editions being shipped to my place in feb

so who's down to purchase one off me for $400? :troll:
 
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BarDulL

BarDulL

Town Vampire
Joined
Mar 17, 2008
Messages
5,211
Location
Austin, Texas
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