The "already have" is an incorrect assumption. Before the tournament completes and you are eliminated according to the rules, you have nothing. You cannot give away money you have not actually won. Again, depends on the rules whether this would apply, but most tournaments have a clause against manipulation, which is exactly what is occurring when you start talking to your opponent before you play to "hedge your bets".
If a TO wanted to make their tournament about who can make it to top 2 then they should stop making a difference in prizes. Of course, that basically defeats the entire purpose of holding a tournament, doesn't it?
Also, semantics, but humans are not risk averse. Maybe normal adults, but I wouldn't classify a fair portion of the community as adults, and there are still plenty of young ones out there, too.
It's totally an incorrect assumption. I think we should resolve it by formally addressing it.
Humans are risk averse by nature. Society has mechanisms that allow us to hedge our potential losses though health care plans, fixed interest rate loans, or insurance policies. If humans were not risk averse, there would be very little incentive for splitting to begin with. The core of the problem with splitting is that in many cases, it is mutually beneficial for both players to hedge against their potential losses. We need some way to have the disincentive outweigh the incentive that splitting creates in the form of "security" that I addressed earlier, or we can add some structure that allows us to nullify that security (ex. no one gets paid until the tournament is completed).
edit:
I would like to post a statement tomorrow evening or Friday with the following content:
1. The events of RoM5 were based on a poor communication from multiple people.
2. We don't find any one person to be the source of the problem, and no malicious intent is suspected from anyone involved.
3. We think that the situation has revealed new issues that should be addressed by our rule set.
4. Those issues will be addressed within the next couple weeks.
5. No persecution should be taken against anyone involved.
charles, sheridan, and everyone else, let me know what you think?